Where Your Savings Are Met With Trust, Care & Experience.
Chaya Investment is the personally led investment practice of entrepreneur Chaya Ranathunga — clear monthly-interest plans, attentive one-to-one service, and relationships built to last.
- 12+
- Years in investment management
- 4
- Businesses built from the ground up
- 1:1
- Personal attention for every investor
Every investment carries risk. We explain each plan's terms openly before you commit, and returns are never guaranteed.
Chaya Ranathunga
Founder & Investment Manager
Consistency
The same careful process, month after month.
Transparency
Plan terms, dates and amounts in plain words.
Dedication
Your questions answered personally, never passed along.
Responsibility
Your savings handled with the care they deserve.
A Journey Built on Enterprise and Trust
Chaya Ranathunga is an entrepreneur and investment management professional with around 12 years of experience in the investment sector. Her approach is simple: understand each person's needs, give attentive service, and build relationships that stand the test of time.
Her entrepreneurial journey began with Ranathunga Dry Fish in Kiridiwela, Sri Lanka, where she learned how a business grows through quality, reliability and customers who return. She went on to establish Ranathunga Micro Credit and later Ran Cabs, gaining hands-on experience in financial services and transportation.
Today, based in India, Chaya remains actively involved in the investment sector. Her location has changed, but her commitment has not: understanding customer needs, supporting every investment personally, and nurturing the confidence that long-term relationships are built on.
The Journey
Kiridiwela, Sri Lanka
Ranathunga Dry Fish
Where it began — operations, quality, and the value of customers who come back.
Financial Services
Ranathunga Micro Credit
A step into finance, built on understanding individual needs and earning confidence.
Transportation
Ran Cabs
Practical, accessible service — proof that good management works in any industry.
Today · India
Chaya Investment
Around 12 years of investment management, focused on investors who value trust.
Customer Confidence
Every decision starts with what keeps our investors confident.
Relationships First
Investment is about people — their expectations and their trust.
Responsible Management
Careful, consistent handling of every rupee placed with us.
“Trust is the most valuable investment in any business relationship.”
Choose the Plan That Suits You
Three straightforward plans with monthly interest. Compare the term, rate and capital terms side by side, then talk with us before you decide.
Spark
Minimum Investment
LKR 10,000
Investment Period
3 Months
Capital at Maturity
Full capital repaid at the end of the term
Flame
Minimum Investment
LKR 10,000
Investment Period
6 Months
Capital at Maturity
Full capital repaid at the end of the term
Legacy
Minimum Investment
LKR 10,000
Investment Period
12 Months
Capital at Maturity
Interest-only plan — capital is not repaid at the end of the term
Interest is paid out monthly, on the 5th, 10th, 15th, 20th or 25th depending on your investment date.
These are the terms currently offered by Chaya Investment. Repayment of interest and capital depends on Chaya Investment and is not guaranteed by any government or deposit insurance scheme.
Investment Calculator
Enter an amount to see how interest and capital work out for each plan.
Monthly Interest Payment
LKR 1,500
Total Interest Over Term
LKR 4,500
Capital at Maturity
LKR 10,000
Total Value at End of Term
LKR 14,500
Interest is paid monthly on the 5th, 10th, 15th, 20th or 25th, depending on your investment date.
Figures are calculated directly from the plan's stated rate and term. Repayment depends on Chaya Investment and is not guaranteed by any government or deposit insurance scheme.
View Full Cashout ScheduleWhat You Can Expect From Us
Experience You Can Lean On
Around 12 years in investment management, and a track record across four businesses.
People Before Paperwork
Every plan starts with a conversation about your needs and expectations.
Open, Honest Terms
Rates, payout dates and capital terms are written down clearly before you begin.
Attentive, Personal Service
You deal with people who know your name and your investments.
Monthly Interest You Can Track
Follow every investment and interest payment from your own online account.
Relationships That Last
We measure success by the investors who stay with us year after year.
Four Simple Steps to Begin
No prior investment experience is needed. Here is what happens from first contact to your first interest payment.
Reach Out
Call, WhatsApp or send the enquiry form — we respond personally.
Understand Your Plan
We explain the rate, term and payout dates until everything is clear.
Make Your Deposit
Deposit to the company account and submit your details online.
Receive Monthly Interest
Once approved, track every interest payment from your dashboard.
Your Questions, Answered Plainly
Chaya Investment is an investment management practice led by entrepreneur Chaya Ranathunga, who has around 12 years of experience in the investment sector. We offer structured plans with monthly interest and personal, relationship-focused service.
An entrepreneur whose journey began with Ranathunga Dry Fish in Kiridiwela, Sri Lanka, and continued through Ranathunga Micro Credit and Ran Cabs before focusing on investment management. She is currently based in India and remains personally involved with investor relationships.
Each plan has a minimum amount, a fixed term and a monthly interest rate. Interest is paid every month, and each plan states clearly whether your capital is returned at the end of the term.
Plans start from LKR 10,000. Current figures are listed in the Investment Plans section, and our team will confirm them with you before you begin.
Monthly, on the 5th, 10th, 15th, 20th or 25th — whichever date applies based on when your investment starts.
No. Every investment carries risk, and returns are not guaranteed by any government or deposit insurance scheme. Please consider your own financial goals and comfort with risk before investing.
Yes. Once registered, you can log in to view your active plans, upcoming interest, payment history and investment agreements at any time.
Send an enquiry using the form below, or contact us by phone or WhatsApp. We will walk you through the plans personally, with no obligation.
Let's Build Something Lasting, Together
Start the Conversation
Share a few details and we will contact you personally to talk through your options — no pressure and no obligation.
Phone
Chaya Ranathunga (Sinhala & English)